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September 08, 2026

Can A Home Security System Decrease Insurance Rates In Lawrence?

Yes! Most insurers give discounts for home security systems in Lawrence, typically ranging from 5-20% based on serveral variables. How much you save can vary quite a bit according to the type of system you install, the insurer, and where you reside. Learn how to get the most savings while giving your loved ones exceptional protection

Why Do Insurers Offer Home Security Discounts?

Home security systems reduce the risk of theft, which means there’s a lower chance the insurer will have to pay a covered claim. If you have monitored CO detectors, fire alarms, and flood sensors linked to your security system, the potential for damage caused by fires and flooding goes down as well. You help the insurer by lowering their exposure to claims. Because of this, they’re pleased to offer a premium discount.

What Lawrence Home Security Systems Give You The Best Discount?

It’s only natural that you wish to maximize your savings. Here’s how:

  • Get professional monitoring. A monitored system is best for your loved ones, and it’s typically required by insurers to qualify for a discount. Gain the added protection you need and save some cash while you’re at it.

  • Include monitored environmental equipment. There’s a good chance you’ll earn additional savings by lowering the risk of damage from fires, CO leaks, and flooding. Having your fire alarms, CO detectors, and water sensors professionally monitored also gives your family an essential backup during emergency situations.

  • Choose a complete security system. Installing a layered defense with video cameras, motion sensors, contact sensors, smart locks, and more, will be viewed favorably by the insurance company and likely lead to a bigger discount.

Adding a surveillance device by itself won’t instantly get you a discount. Know that your system should be monitored by professionals. 

Steps For Getting Your Home Security Insurance Discount In Lawrence

The initial step to lowering your premiums is to contact the insurance provider after installing your home alarm system. They’ll likely want to check documents such as an alarm monitoring certificate or a monitoring agreement. Leading home security providers like ADT frequently work with insurers and can help with the required paperwork.

ADT Systems Check All The Boxes For Insurance Discounts

Choose the best defense for your household and enjoy an insurance discount with an ADT security system in Lawrence. Boasting the biggest monitoring network in the country, ADT provides the best in 24/7 professional monitoring. You’ll also appreciate full-featured systems with surveillance cameras, smart locks, safety alarms, and more.

What Will You Save? Design Your New ADT System In Lawrence Today

The true perk of ADT security systems is the exceptional protection they give your Lawrence family. Getting discounts on your home insurance is a nice bonus. Build your new system today by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (785) 268-2728 or fill out our form below.

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